Many Americans aren't saving enough for retirement. While some think Social Security will be their retirement plan, the fact is that Social Security only provides enough to just get by - if that!
Many baby boomers are going into retirement with virtually nothing saved. The party was great while it lasted, but now the hangover is painful....and this hangover stays for the rest of their lives.
My mom always told my brother, sisters and I, "It is not what you earn that is important, it is what you keep." By lowering expenses below income, money is saved. This is where it all begins.
Once savings begin to grow, the next step is to learn about investing.
Every long journey starts with one small step. There is nothing like the present to begin the journey. Will you?
