It is always essential to be prepared for difficult times. Investments, like life, don't move in a straight line. Believing otherwise ought to be considered insanity. Any seasoned person who has lived for a long time will confirm this.
I love how this company has been getting such notoriety. Affirm (AFRM) took a very old concept and put it in shiny new packaging. There is nothing new here. Buy now and pay later has been around for a very long time.
