New investors always get wrapped up in the BS that Wall Street sells. This has been going on since the stock market was first established under the Buttonwood tree on May 17, 1792. It's made a lot of brokers rich and "investors" and speculators poor.
Jack Hough from Barrons had a nice article in Barrons this week about "Cash Sorting". Basically, are you getting the returns you should be getting from your broker or are you asleep at the wheel? His article is attached and is in this week's Barrons (2/13/23). Be aware!